"Research indicates that the likelihood that you will need some
type of long-term care over the course of your life is greater than
50 percent."1
What is long-term care? How much does it cost? How will you pay for
it? This class answers your long-term care questions and explains how
this growing national concern affects you. Learn how to preserve your
independence, protect your assets, and ensure that you receive quality
health care. An illustrated workbook will help you learn and remember
the concepts discussed in class.
1U.S. Department of Health and Human Services,
2002.
Agenda
- A national concern
- How to avoid a financial burden
- Long-term care progression
- Two basic levels of care
- Chances are you will need long-term care
- Long-term care costs
- Sources of long-term care payments
- Using personal assets to pay for long-term care
- Government long-term care programs
- Private insurance coverage
- What policies usually cover
- What policies usually don't cover
- How to choose a long-term care policy
- Create your long-term care action plan