Understanding Your 401(k) Retirement Plan
In 1998, the value of assets held in 401(k) plans exceeded $1.4 trillion, and the number of eligible employees who participate topped 80%.
Are you making the most of your 401(k) plan? Find out during Understanding your 401(k) Retirement Plan, the class that shows you how you can maximize the effectiveness of this important financial asset. You'll learn the features, potential benefits and possible drawbacks of 401(k) plans. You'll discover the factors that affect your contributions, how to allocate your dollars and ways to access your money. Learn why too much of a good thing may hurt you, and how to forecast the amount of money you'll need to retire.
"Understanding your 401(k) Retirement Plan" helps employees at all stages of the financial lifecycle, from newly employed to nearing retirement. The class follows a "hear it, see it, read it, write it," teaching format that makes learning easy. You'll receive a workbook that contains many useful exercises and examples. The information presented is factual and objective, and no specific products are sold or discussed. Following the class, you are entitled to an optional consultation with your instructor to discuss how the class topics apply to your financial situation.
Agenda
- 401(k): Changing the Face of Workplace Retirement Plans
- How You Benefit From Participation in Your 401(k)
- Too Much of a Good Thing May Hurt You
- Uncle Sam's "Rules of Play"
- Choosing to Participate in Your 401(k) Plan
- Planning for Retirement
- Know Your 401(k) Plan
This presentation will not provide specific tax and legal advice. Individuals must consult with their own legal and tax advisors regarding their particular circumstances.
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